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Loan Programs


Home America Lending Corp. is here to help! We offer a vast range of loans programs and products to meet all your financing needs! 

Learn more about the Loan Programs we offer below!

Apply Now to speak with an Home America Lending Corp. Loan Officer today to see which program is right for you!



Popular product for homebuyers with great credit and money to put down


Great alternative for homebuyers with lesser buying power


Favorable interest rate and loan terms for military personnel


Government-backed loans for rural housing

Jumbo/Super Jumbo

Jumbo loans are over $417,000 and Super Jumbo loans exceed $650,000

FHA Streamline Refinance

Simplest and fastest way to obtain an FHA loan

FHA 203(k) Renovation

Quick and easy loan option for home renovations

Reverse Mortgage

Consider if you're 62 or older and are looking for money to: Finance a home improvement, Pay off your current mortgage, Supplement your retirement income, or Cover healthcare expenses


The Home Affordable Refinance Program ("HARP") allows underwater homeowners who are current on their Freddie Mac or Fannie Mae owned mortgages to refinance at the current rate


Home America Lending Corp. NMLS #8115
20 Oak Street, Patchogue, NY  11772
Toll Free:  (800) 300-7780
Copyright © 2019 Home America Lending Corp. | Ohio NMLS#: MBMB850167
NMLS#: 8115
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